College Admissions with Calm, Clarity & Confidence

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Avoid these costly Post 9/11 GI Bill Mistakes

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The Post 9/11 GI Bill is a major veterans educational benefit that includes money for tuition, housing, and books. In some cases it can cover the full Cost of Attendance for a degree. But misunderstanding the details of eligibility and benefits for Post 9/11 GI Bill (also called Ch 33) can devastate veteran and military […]

Avoid These Costly Post-9/11 GI Bill Mistakes

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These are some of the best college admissions books I’ve read. They will help parents understand the modern college admissions landscape, from how colleges pick students to how to pay for college.  We often focus on sensational articles about a handful of colleges. This can lead to a lot of doom-casting and despair. In fact, […]

College Admissions Books

College Admissions
Cup of coffee next to a stack of books. Text reads Books on College Admissions above the Admissions Decrypted logo.

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Recent FAFSA revisions introduced the term Contributor to refer to anyone other than the student who has to submit financial information for the application. This shift in terminology, combined with misunderstandings about what makes an independent student, and changes to which parent responds if they are unmarried has caused some confusion over the parent role […]

Parent Role in FAFSA: Contributors Explained

College Affordability

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The Department of Education announced on November 14, 2024 that the FAFSA 2025-26 is available to all students through the Beta test version. This means any students can apply for federal financial aid for the 2025-26 college academic year through the Free Application for Federal Student Aid (FAFSA). Students and their “contributors” (aka parents submitting […]

Graduation cap on a pile of $100 bills. FAFSA 2025-26 Now Open

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College affordability matters. Understanding college costs and financial aid works should be one of your first steps in making a college list. This is a long article, but I want to give you a strong overview of college costs and financial aid, so you are prepared to consider your options. Think about your family budget, college […]

College Costs and Financial Aid

College Affordability
Graduation cap on a pile of US money. Text reads: College Costs and Financial Aid. Logo of Admissions Decrypted

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FAFSA is the Free Application for Federal Student Aid. FAFSA 2024-25 (for the college academic year that starts in Fall 2024) opened December 31, 2023 in a soft launch. This revised form reflects changes to the format and the formula used to calculate eligibility for need-based financial aid. These FAFSA tips will help you finish […]

FAFSA Tips 2024-25

College Affordability
If parents are married to each other financial information from both is required. If they did not file taxes jointly, then both are contributors and both will need to provide information and sign the FAFSA. If they filed taxes jointly, only one parent is required as a contributor. If parents are not married to each other, but live together, both are considered contributors and must complete FAFSA individually. If parents are not married and don't live together, the parent who provide more financial support than the other will be the contributor and must complete the FAFSA. If the parent providing the most support has remarried, the stepparent will also be considered a contributor.